Category: India

With the announcement of lesser and more relevant ads in Gmail, Google is trying to make those ads as appealing as possible. In this regard, they might have started showing image ads in Gmail.

Screen Shot: [Click To Enlarge]

Have you seen image ads in Gmail? How relevant do you find them with the content of the email ?

Ok, well, it may not be just 1 click, but I intended to convey the ease with which you could now transfer your WordPress.com blog to your self-hosted blog i.e., WordPress.org

The Deal
Today WordPress introduced “Guided Transfers to .org” feature inside your WordPress.com account where your WordPress.com blog would be transferred to your self-hosted server, for a one-time fee of $99

You will need to choose from the list of WordPress recommended hosting service providers!!
So, this brings-in affiliate fee to WordPress and they will be relieving from the load they had on WordPress.com to their webhost partner!

Keep in mind, you will have to keep paying for your hosting company regularly after the move. People who are very new to selfhosting may think that this is a one time payment. But it’s not.

WordPress is taking $99 fee for moving your blog(and installing WordPress on your hosting account, and to install some plugins, themes and some configurations); after the move you have to keep paying your hosting company. After the move, WordPress.com will not host any of your files and all files will be hosted by your hosting company, to which your blog is moved to.

Will traffic be moved to new location ?
If you were not using custom domain(domain mapping) at WordPress.com then to move the traffic you will again need to use their Redirection package, which costs around $99 per month.

Will my WordPress.com Email subscribers be moved to selfhosted blog ?
The straight forward answer is ‘NO”. Because there is no such feature in WordPress.org that is equivalent to WordPress.com’s email subscription. So, at the movement, this is not possible.

Not to forget, they also provide support for 2 weeks. Not a bad deal.

I know many people who are making their Credit Card payment via cheque / Demand Draft etc, even though they have enabled online banking facility!
The problem is, they don’t know how to pay their Credit Card bill via their bank’s online banking system.

Confession
I applied for Credit Card and got it just some days back and as it is my first experience with Credit Card, I myself struggled a bit to figure out things. The problem is, there are no proper documentation available. In my bank’s help page they have given details to log into my account and called that documentation as ‘How To Pay your Credit Card Bill via Online Banking’ #funny #bank

Here is the procedure:
1. Log into your online bank account.
2. Navigate to ‘Bill Payments’ section.
3. Under ‘Add’ tab -> Select a biller: All India Billers or ‘Add Biller’.
OR
Bill Payments -> Manage Biller -> ‘Add’ tab.
4. Select the biller Name. (Here select your Bank service)
Ex: If you have SBI credit card, then select “SBI Cards and Payment Service Pvt. Ltd”.
5. Click on ‘Go’!
6. Now, Register biller details, like ‘Nike Name’, Credit Card Number.
7. Submit

Now paying Your Credit Card Bill.. the bill of Credit Card that you just added to your online bank account.
1. Navigate to “Bill Payments”
2. Goto “View/Pay Bills”
3. Goto “Without bill” tab.
4. Select “Biller Name”
5. “Pay Bill”
6. Now it will ask for the amount to be payed, Schedule the payment or pay now and the Remarks.
7. Submit.

That’s it. You are done. Now sit back and wait for 3 to 4 working days to pass for this high speed transaction to be processed!!
If you have enabled SMS / email alerts then you will immediately receive payment alerts.

If something goes wrong in the process, then keep calm and remember “everybody does mistake and it’s natural’. Now dial your customer care and talk to them.

Let me know, if you found out something the hard way regarding your bank account, credit card, debit card, online banking, demat account etc. That would be very helpful to all of us and we really appreciate you for taking time to write.

And also, let me know how you use your online banking account.

Use below comment section.

There are only 2 options to withdraw money from your PayPal account.
1. Withdraw funds to your bank account
2. Request a cheque from PayPal

Requesting cheque is straight forward, it takes 2 to 4 weeks to reach you, after you have requested it.

So the quickest way is, withdrawing to your bank account directly. Below we show the exact steps to do this.

Adding Bank account
First add your bank account to your PayPal account.
My Account -> Profile -> Bank Accounts

Now add your bank account here. Get the IFSC code from your bank or from the bank’s website or bank’s customer care. It’s very easy to get, I din’t know it until I actually tried it.

IFSC stands for Indian Financial System Code .
You can go to www.BanksTracker.com and search for IFSC code for all the banks and branches in India.

Note: Make sure your name at PayPal and your Bank account matches character by character. The sir name is fixed, so it’s possible to add your relatives bank account and then withdraw it to their account.

After successfully adding your bank account, you can easily withdraw the money.

Withdraw Money
Goto My Account -> Withdraw -> Withdraw funds to your bank account

Happy News: The cost of transaction will be 0.00, if you withdraw Rs. 7, 000.00 or More. And a minimum of Rs. 50.00 for Rs. 6, 999.99 or less.

There is a currency converter tool, using which you can know the exact conversion rate you will get for your money.

The conversions are not same with PayPal and the standard conversion that you see with all other tools. If you see the actual curreny conversion of the day and then decide to withdraw your PayPal money, then you better wait and see the PayPal conversion rates before proceeding.

Google “1 USD in INR”

How does PayPal calculate currency conversion / exchange rate?

PayPal receives a quoted wholesale rate twice a day. We then add a 2.5% spread above this rate to determine the retail foreign exchange rate that is applied to transactions involving a currency conversion.

Keep in mind that some of the rates quoted in the media are the inter-bank rates that are available only to the largest international banks, which purchase currencies in quantities of US $1,000,000 or more. A more applicable comparison for consumers is the exchange rates quoted at airports or other consumer currency exchange shops.

In the purpose of withdrawal, you select the proper reason for getting the money. I choose, “freelance journalism”.

You can see the status of the transaction in your PayPal dashboard.

Now sit and wait for the money to come to your bank account, if you have provided all valid/correct information.

It usually takes 6 to 8 days for the Money to be transfered to your bank account.

Caution: If for some reason your transaction is not successful, then all your money will be transfered back to your PayPal account by deducting any bank charges and the return fee, usually Rs. 250

It took just 2 days to get the money to my local bank account from PayPal. And there’s no extra bank charges.
Usually when Google Cheque is processed, bank will deduct Rs. 50 as transaction fee. So, electronic transfer is the way to go!