I know many people who are making their Credit Card payment via cheque / Demand Draft etc, even though they have enabled online banking facility!
The problem is, they don’t know how to pay their Credit Card bill via their bank’s online banking system.
Confession
I applied for Credit Card and got it just some days back and as it is my first experience with Credit Card, I myself struggled a bit to figure out things. The problem is, there are no proper documentation available. In my bank’s help page they have given details to log into my account and called that documentation as ‘How To Pay your Credit Card Bill via Online Banking’ #funny #bank
Here is the procedure:
1. Log into your online bank account.
2. Navigate to ‘Bill Payments’ section.
3. Under ‘Add’ tab -> Select a biller: All India Billers or ‘Add Biller’.
OR
Bill Payments -> Manage Biller -> ‘Add’ tab.
4. Select the biller Name. (Here select your Bank service)
Ex: If you have SBI credit card, then select “SBI Cards and Payment Service Pvt. Ltd”.
5. Click on ‘Go’!
6. Now, Register biller details, like ‘Nike Name’, Credit Card Number.
7. Submit
Now paying Your Credit Card Bill.. the bill of Credit Card that you just added to your online bank account.
1. Navigate to “Bill Payments”
2. Goto “View/Pay Bills”
3. Goto “Without bill” tab.
4. Select “Biller Name”
5. “Pay Bill”
6. Now it will ask for the amount to be payed, Schedule the payment or pay now and the Remarks.
7. Submit.
That’s it. You are done. Now sit back and wait for 3 to 4 working days to pass for this high speed transaction to be processed!!
If you have enabled SMS / email alerts then you will immediately receive payment alerts.
If something goes wrong in the process, then keep calm and remember “everybody does mistake and it’s natural’. Now dial your customer care and talk to them.
Let me know, if you found out something the hard way regarding your bank account, credit card, debit card, online banking, demat account etc. That would be very helpful to all of us and we really appreciate you for taking time to write.
And also, let me know how you use your online banking account.
Use below comment section.
